Despite efforts to modernize the means of payment, the circulation of cash continues to increase sharply in Tunisia, carried in particular by religious festivals and savings.
While Tunisia is trying to generalize digital means of payment and encourage the use of check or transfer, economic reality shows an opposite trend. The mass of tickets and parts in circulation in the country again crossed the 24 billion dinars mark in 2025, for the second consecutive time, according to figures relayed by the financier Bassem Neifar in a declaration to the TAP agency.
This increase represents an increase of 1.593 billion dinars compared to the end of 2024. A value deemed important by the expert, especially in the current economic context marked by persistent inflation.
According to Neifar, this explosion of liquidity partly finds its explanation in consumption habits linked to major religious festivals. A first increase was recorded in March 2025, on the eve of Ramadan. The second, more recent, occurs a few days before Eid al-Adha, during which the Tunisians buy their sheep of sacrifice, a purchase traditionally made in cash.
This phenomenon is recurrent each year, but the value recorded this time is higher, due to the impact of inflation, he explains. Note that this dynamic cannot be attributed to the entry into force of the new regulatory framework on checks, which has had no direct effect at this stage.
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